NIE/NIF is the Spanish equivalent to Personal number in Scandinavia or ID number for the other parts of the world.

Your KYC process and approval of your account needs to be finalized in order to be able to transfer money from your bank account or another credit/debit card to your TiC Account. This process is normally done the same day as you register your account in TiC, but right now for the invite only users, it takes a bit longer time since we have pre-launched the service and want to make sure every piece of this process is reviewed manually and secured before we open up more accounts. Please have patience and we will inform you by email as soon as your TiC banking account is approved in order for you to transfer funds to it.

If you happen to fill out the identification form with wrong information, the process will fail and you will get a notification to redo the process. This process is required by law in order to get your TiC banking account and all the information has to be 100% correct to be approved.

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Tic points are earned when you spend money by VISA.

When using your digital TiC VISA card online you use like any other card by filling out your card information. When using your card in a physical shop, at this moment it is only possible by manual insertion.

At this moment, TiC digital VISA card can not be added to Google or Apple pay.